Sharia-Based Franchise Business
About Us
Sharia-Based Franchise Business
(RMS) is a wholly owned subsidiary of Bank Rakyat which was established on 17 November 1975 and has grown significantly since its reactivation in mid-2006. RMS then operated under the Companies Act 2016 through a mandate by Bank Rakyat to expand the franchise business under the Ar-Rahnu X'Change (ARX) brand to cooperatives.
We already have a network of 43 franchisees in Malaysia.
Join Us For Great Opportunities Today
The Pawn Franchise Business offers sharia-compliant services with a focus on cooperatives throughout Malaysia and beyond.
Services
Our Main Services For Cooperatives
Islamix Pawn Broking
We offer sharia-compliant pawnshop services, ensuring customers meet their financial needs in an ethical and integrity-based manner.
Pawn Broking Franchise Consultation
We provide Pawn Franchise consulting services to cooperatives who want to further expand their business.
Physical Checking and Compliance
Conducting Physical checks of gold purity and Compliance at all Ar-Rahnu X'Change & Bank Rakyat branches
Franchise Training
Our training program helps new franchisees understand the operations and sharia principles that guide the pawnshop business, ensuring their success.
Our Advantages
Our Business's Unique Values
Our sharia financial services have been operating since 2007 with a strong franchise network in Malaysia. We are now planning to expand our business to Indonesia and Brunei.
Sharia Compliance
Strong Network
Years of Experience
News
Latest News
2024 Ar-Rahnu X’Change Conference, 5 to 6 September 2024 – Palm Garden Hotel Putrajaya, Putrajaya..
Ar-Rahnu X’Change Franchisee Loyalty Appreciation Ceremony, 29 May 2024 –Tun Abdul Razak Hall, Bank Rakyat..
Rakyat Management Services Sdn Bhd (RMS) Retreat, 27 to 29 September 2024, Thistle Port Dickson,..
Gold Wafer – 70th Anniversary of Bank Rakyat, 2024 (RMS Gold) Rakyat Management Services..